Unter der Bruecke Blog

Not everyone can file chapter 7 bankruptcy

March 31st, 2009 by admin

Under the old bankruptcy laws, most debtors are able to choose between a bankruptcy proceeding under Chapter 7 or Chapter 13. However, under the Bankruptcy Abuse Prevention and Patron Protection Act of 2005 (BAPCPA), new bankruptcy law, a two-part means test now figures out if your are eligible for Chapter 7 Bankruptcy or must file under Chapter 13. And, as the new law imposes tougher wishes on counsels, it is tougher to get an attorney to represent you in a bankruptcy case. The new law remits that all debtors must get credit research with an agency authorized by the US Trustee’s office before they can file for bankruptcy.

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